Life management insights, strategies, hints, ideas, and tips from Dr. DClutter™.

Thursday, August 20, 2009

Credit Where Credit is Due

This is simple and straightforward. Check your credit report!! I know they suggest checking once a year, but I check mine more often than that. My credit is important to me and I take great care to maintain it, but I have found multiple errors-yes multiple, on mine in the past, which were not my fault. So, I'm extremely diligent in checking and suggest you jump on the diligent boat too. It's a hassle to prove that you're not the person who opened an account or that you pay your bills on time, but if you've kept your financial record in order, it's much easier. Of course, "easier" is relative because it's still a pain, but at least you have the documentation to support your claim.

Dr. D. Clutter™

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About Me

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Washington, DC, United States
I am Dr. Darnita L. Payden, Executive Director/Owner of Dr. DClutter™ Life Management, a division of PreciousOnes™ LLC. I have a Ph.D. in Counseling Psychology and over 20 years of experience working to help clients discover their strengths and talents. Having worked as a therapist, college professor, grief specialist and trainer, I have encountered in my journey many of the issues my clients may face. I have a sincere desire to help you find clarity, organization and independence in your life and environments. I know that life can be hectic, but I desire to help my clients bring as much order, peace and enjoyment back into their lives as is possible. What separates me from the norm? I focus on the client from a holistic perspective. I realize that most people desire a functional and an organized life, but may simply need support, understanding and information about why they have the habits or tendencies that have led to disorganization. I do not perform “quick fixes” or provide “one-size-fits-all” guidance, but I strive to provide strategies to my clients that will be life changing and useful for a lifetime. Dr. DClutter™ is a name well earned!!

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